Dental Health Insurance is Malaysia's first comprehensive standalone Dental Health Plan underwritten by Oriental Capital Assurance in collaboration with Universal Medident Sdn Bhd(UMD), our Managed Care Organization(MCO). One of the MCO's roles is to issue the Dental cards, handle general issues and liase with the Panel Clinics on all claims related matters .

This scheme is an ideal package catered for companies that makes it a corporate policy to offer basic medical health benefit for their employees.

Benefits

The scheme is well administered and proves beneficial in the following means:

• Cost Containment as premium charged are low.
• Comprehensive plan with a wide coverage on the types of treatment offered .
• Availability of a wide network of about 300 participating Panel Dentist nationwide in East and West Malaysia.
• Members are allowed to go to Non Panel Clinics and still get reimbursement according to insured plan.

Coverage of the Dental Plan includes:

• Fillings
• Preventive health care, scaling
• Extractions
• Surgical removal of wisdom teeth
• Root Canal Treatment
• X-rays of teeth
• Medication prescribed by dental practitioners