This policy provides benefits for accidental injury sustained by the Driver and Passengers while entering, riding in or alighting from a private car or van.
Special Features
- Members of the household are covered.
- Children below the age of 16 but not less than 3 years and adults not exceeding 60 years are covered.
- Payment will be made whether the driver is negligent or not.
Benefits (Per Person)
| Death | RM10,000 |
| Loss of both hands | RM10,000 |
| Loss of sight of both eyes | RM10,000 |
| Loss of one eye and one hand or one foot | RM10,000 |
| Loss of one hand or one foot | RM5,000 |
| Loss of sight in one eye | RM5,000 |
| Medical Reimbursement | RM500 |
The aggregate of all benefits excluding Medical Reimbursement shall not exceed RM10,000 any one person.
Children between the ages of 3 and 15 are entitled to 50% of the benefits.
Premium Calculation
Premium is based on seating capacity of the vehicle.
| Seating Capacity (Including Driver) |
Annual Premium (RM) |
| 4 | 50 |
| 5 | 60 |
| 6 | 70 |
| Each Additional Seat | 8 |
Exclusions
War, strike, riot and civil commotion, suicide, child birth, miscarriage, injuries sustained while the vehicle is used for racing, speed-testing, hire, etc.
